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Be careful with NRMA, they for some reason think bigger/wider wheels are more unsafe, so have very strick limits on sizes. Only reason I'm running GT rims, is cause I convinved them they were a factory option (and it was on their list too whihc helped a bit, cause I saw their screen). I told them about the lowering and stereo too.
Stereo = not covered Wheels = $100 each  (actually costed me ~$1800)
Lowering = not covered (ie. if I prang it, they'll only replace with stock suspension). Rating 1, 65% NCB for life* (of the policy, not me), 23YO Male, low risk area. Haven't told them about the alarm as it isn't Aus Spec (no black wires). ~$760pa with 1 not at fault acco. Was only $660pa before that acco (fair huh  ).
_________________ 1998 DL LTD in Sparkling Burgundy, daily, 302W, stereo, slow |
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| data_mine |
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cougar30 wrote: my normal insurance company (NRMA) wouldn't insure my EL Fairmont with all the mods .... so i insured it through SHANNONS
 With SHANNONS it is insured as fully modified car and can do what ever i like to it with out effecting my insurance or increasing the price of premiums 17 x 8 mags .... super low ... 2.5" cat back exhaust as well as extractors ... window tint ... good headunit and 2 amps and speakers and sub ... ect How much for the premiums? I'm looking at some more mods, and NRMA will laugh at me.
_________________ 1998 DL LTD in Sparkling Burgundy, daily, 302W, stereo, slow |
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| cougar30 |
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Age: 58 Posts: 202 Joined: 9th Nov 2004 Ride: EL Fairmont + EF gli Location: Redcliffe, Brisbane |
data_mine wrote: cougar30 wrote: my normal insurance company (NRMA) wouldn't insure my EL Fairmont with all the mods .... so i insured it through SHANNONS With SHANNONS it is insured as fully modified car and can do what ever i like to it with out effecting my insurance or increasing the price of premiums 17 x 8 mags .... super low ... 2.5" cat back exhaust as well as extractors ... window tint ... good headunit and 2 amps and speakers and sub ... ect How much for the premiums? I'm looking at some more mods, and NRMA will laugh at me. i pay $800 a year .... but that wont go up if i do any more mods i had to get replacement price the wheels and exhaust system and they repair the car back to what it is now not back to stock like NRMA do |
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| data_mine |
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Yeah I'm wanting to do more mods, so I'll be looking at Shannons or JustCars.
I checked JustCars earlier this year, for what I've got now, they wanted $1,100pa
_________________ 1998 DL LTD in Sparkling Burgundy, daily, 302W, stereo, slow |
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| janek |
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Posts: 413 Joined: 14th Nov 2004 Ride: 2000 AU II Fairmont Ghia Location: Brisbane Most of the time/Sydney Some of the time |
i just moved to qld, the pemium on my 00 fairmont ghia vct thru gio was 6500. i now pay 1100 thru nrma, and 1500 if i mod anything from cat to engine, after cat doesnt count, lowering is ok, up to 30 mil, etc. std tints, etc, so its all good
all i can say is thank god i didnt pay the nsw premium CTP is only 350 too
oh, im 19 btw, 20 in a fortnight, so im getting gipped abour 300 bucks too! :S
_________________ Organza 2000 AU 2 Fairmont Ghia
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| data_mine |
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janek wrote: i just moved to qld, the pemium on my 00 fairmont ghia vct thru gio was 6500. i now pay 1100 thru nrma, and 1500 if i mod anything from cat to engine, after cat doesnt count, lowering is ok, up to 30 mil, etc. std tints, etc, so its all good
all i can say is thank god i didnt pay the nsw premium CTP is only 350 too oh, im 19 btw, 20 in a fortnight, so im getting gipped abour 300 bucks too! :S Look forward to a cheaper premium next year then.
_________________ 1998 DL LTD in Sparkling Burgundy, daily, 302W, stereo, slow |
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| Epitome |
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I'm with the RAC (WA).
I asked them about the Headers and zorst. The lady I spoke to said that as long as the motor was stock they didn't need to know, as the motor was still considered to have stock power output. So I asked about fitting 16" rims and she said that as long as they were listed on the tyre placard, I didn't have to tell them. However if I got expensive rims I may then want to "add" them to the insurance so that they would be covered. She said the same about audio gear.
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| Reddevil |
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Epitome wrote: I'm with the RAC (WA).
I asked them about the Headers and zorst. The lady I spoke to said that as long as the motor was stock they didn't need to know, as the motor was still considered to have stock power output. So I asked about fitting 16" rims and she said that as long as they were listed on the tyre placard, I didn't have to tell them. However if I got expensive rims I may then want to "add" them to the insurance so that they would be covered. She said the same about audio gear. With RAC (WA) they dont have any problems with you lowering either as long as its still legal with DPI, they just note it down on the policy schedule. (no premium increase from memory) For what its worth, my policy is around ~1100pa for agreed $12,000 +250-basic +300-age +400-imposed in my name but thats for completely stock. I think the RAC's explaination about audio stuff was that it only covered up to $250 or $300 in value under the policy, anything else you have to put on the policy and pay extra premium if you want that covered. From what I've heard and found from RAC they are actually pretty good for young drivers, they aren't super strict (wheels/audio/lower/exhaust) and are reasonably priced considering... also give a small discount if your a member. Might be worth contacting your local state RAC to get a quote.
_________________ New Car:
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