Ok so my ride's a 2002 BA XT i'm on my P's and i got comprehensive insurance.

SO luckily in the NT we have ZERO P plate laws and i happen to be on it. I plan to do some minor mods to it such as adding a full exhaust system + extractors and i also want to lower it and all that sorta jazz.

Should i have all those mods added to the insurance? right now im paying 32.60 PER WEEK.. i havent told them i got my rims for it. Just wondering what your thoughts are on adding after market mods onto the insurance bill!

what happens if i don't let them know? they wont cover me for the mods? or just wont cover me at all.

You can get your mods added to the policy but not covered. This way they will still cover you in an accident but won't pay you extra money to the value of the mods if they are wrecked. I am with aami and i have added all my mods on (got them covered as well) It was only when i went to add the body kit on that they increased my yearly renewal fee by $19 lol, every other mod they have they just added it on and increased the value of my car but never charged me for it

ooooo thanks phil ! maybe i should look into aami for insurance.... and not australia central credit union. :